/* ============================================
   BS Finances — Modern Fintech Design
   Palette: Fresh Green + Gold Accent + Clean White
   Typography: Poppins (100% sans-serif)
   ============================================ */

:root {
  /* ===== Brand Greens ===== */
  --green-50:  #F0FDF4;
  --green-100: #DCFCE7;
  --green-200: #BBF7D0;
  --green-300: #86EFAC;
  --green-400: #4ADE80;
  --green-500: #22C55E;
  --green-600: #16A34A;
  --green-700: #15803D;
  --green-800: #166534;
  --green-900: #14532D;
  --green-950: #0A3A1F;

  /* ===== Yellow / Gold ===== */
  --yellow-50:  #FEFCE8;
  --yellow-100: #FEF9C3;
  --yellow-200: #FEF08A;
  --yellow-300: #FDE047;
  --yellow-400: #FACC15;
  --yellow-500: #EAB308;
  --yellow-600: #CA8A04;

  /* ===== Neutrals ===== */
  --gray-50:  #F9FAFB;
  --gray-100: #F3F4F6;
  --gray-200: #E5E7EB;
  --gray-300: #D1D5DB;
  --gray-400: #9CA3AF;
  --gray-500: #6B7280;
  --gray-600: #4B5563;
  --gray-700: #374151;
  --gray-800: #1F2937;
  --gray-900: #111827;

  --danger: #EF4444;
  --white:  #FFFFFF;

  /* ===== Semantic Tokens ===== */
  --bg:           #F9FAFB;
  --surface:      #FFFFFF;
  --text:         var(--gray-900);
  --text-muted:   var(--gray-500);
  --text-soft:    var(--gray-400);
  --border:       var(--gray-200);
  --border-strong: var(--gray-300);
  --primary:      var(--green-600);
  --primary-dark: var(--green-700);
  --accent:       var(--yellow-400);
  --accent-dark:  var(--yellow-500);

  /* ===== Radii ===== */
  --radius-xs: 6px;
  --radius-sm: 10px;
  --radius:    14px;
  --radius-lg: 20px;
  --radius-xl: 28px;

  /* ===== Shadows ===== */
  --shadow-xs: 0 1px 2px rgba(0, 0, 0, 0.04);
  --shadow-sm: 0 2px 4px -1px rgba(0, 0, 0, 0.06), 0 1px 2px rgba(0, 0, 0, 0.04);
  --shadow:    0 4px 12px -2px rgba(0, 0, 0, 0.08), 0 2px 4px -2px rgba(0, 0, 0, 0.04);
  --shadow-md: 0 10px 24px -6px rgba(0, 0, 0, 0.10), 0 4px 8px -4px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 20px 40px -12px rgba(0, 0, 0, 0.15), 0 8px 16px -8px rgba(0, 0, 0, 0.06);
  --shadow-green: 0 10px 30px -8px rgba(22, 163, 74, 0.3);

  /* ===== Typography ===== */
  --font: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;

  /* ===== Motion ===== */
  --ease: cubic-bezier(0.4, 0, 0.2, 1);
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --transition: 200ms var(--ease);
}

/* ===== Reset ===== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.5;
  color: var(--text);
  background: var(--bg);
  min-height: 100vh;
  position: relative;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}

/* ===== Background ===== */
.bg-decoration {
  position: fixed;
  inset: 0;
  z-index: -1;
  overflow: hidden;
  pointer-events: none;
}

.bg-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(100px);
  opacity: 0.25;
}

.bg-blob-1 {
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, var(--green-400), transparent 70%);
  top: -150px;
  right: -150px;
}

.bg-blob-2 {
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, var(--yellow-300), transparent 70%);
  bottom: -100px;
  left: -100px;
}

/* ===== Layout ===== */
.container {
  width: 100%;
  max-width: 1080px;
  margin: 0 auto;
  padding: 0 24px;
}

.main-wrapper {
  padding-top: 24px;
  padding-bottom: 64px;
}

@media (max-width: 600px) {
  .container {
    padding: 0 16px;
  }
  .main-wrapper {
    padding-top: 16px;
    padding-bottom: 48px;
  }
}

/* ===== Header ===== */
.site-header {
  margin-bottom: 32px;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 20px 28px;
  background: linear-gradient(135deg, var(--green-700) 0%, var(--green-600) 100%);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
}

.header-inner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 400px 200px at 90% 50%, rgba(250, 204, 21, 0.18), transparent 60%);
  pointer-events: none;
}

@media (max-width: 600px) {
  .header-inner {
    padding: 16px 20px;
  }
}

.logo {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  transition: transform var(--transition);
  position: relative;
  z-index: 1;
}

.logo:hover {
  transform: translateY(-1px);
}

.logo-img {
  height: 50px;
  width: auto;
  display: block;
  filter: drop-shadow(0 2px 8px rgba(0, 0, 0, 0.2));
}

@media (max-width: 480px) {
  .logo-img {
    height: 38px;
  }
}

.header-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  padding: 8px 14px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 500;
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.2);
  position: relative;
  z-index: 1;
}

.badge-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--yellow-300);
  box-shadow: 0 0 0 3px rgba(253, 224, 71, 0.25);
  animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.6; }
}

/* ===== Progress ===== */
.progress-wrapper {
  margin: 0 auto 36px;
  max-width: 800px;
}

.progress-track {
  height: 6px;
  background: var(--gray-200);
  border-radius: 999px;
  overflow: hidden;
  margin-bottom: 12px;
}

.progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--green-500), var(--yellow-400));
  border-radius: 999px;
  transition: width 500ms var(--ease-out);
}

.progress-steps {
  display: flex;
  justify-content: space-between;
  gap: 8px;
}

.step-label {
  font-size: 12px;
  font-weight: 500;
  color: var(--gray-400);
  letter-spacing: 0.02em;
  transition: color var(--transition);
  white-space: nowrap;
}

.step-label.active {
  color: var(--green-700);
  font-weight: 600;
}

.step-label.done {
  color: var(--green-600);
}

@media (max-width: 600px) {
  .step-label {
    font-size: 10px;
  }
}

/* ===== Quiz Card ===== */
.quiz-card {
  background: var(--surface);
  border-radius: var(--radius-xl);
  padding: 48px 44px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  position: relative;
}

@media (max-width: 700px) {
  .quiz-card {
    padding: 32px 20px;
    border-radius: var(--radius-lg);
  }
}

.step {
  display: none;
  animation: fadeIn 350ms var(--ease-out);
}

.step.active {
  display: block;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ===== Step Header ===== */
.step-header {
  margin-bottom: 36px;
}

.step-header.center {
  text-align: center;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  font-size: 12px;
  font-weight: 600;
  color: var(--green-700);
  background: var(--green-50);
  padding: 6px 12px;
  border-radius: 999px;
  letter-spacing: 0.02em;
  margin-bottom: 16px;
}

.eyebrow-success {
  background: var(--yellow-100);
  color: var(--yellow-600);
}

.eyebrow-yellow {
  background: var(--yellow-400);
  color: var(--green-900);
}

.step-title {
  font-size: clamp(26px, 4vw, 38px);
  font-weight: 700;
  letter-spacing: -0.025em;
  line-height: 1.15;
  color: var(--text);
  margin-bottom: 10px;
}

.step-title em {
  font-style: normal;
  color: var(--green-600);
  font-weight: 700;
}

.step-subtitle {
  font-size: 16px;
  font-weight: 400;
  color: var(--text-muted);
  max-width: 560px;
  line-height: 1.5;
}

.step-header.center .step-subtitle {
  margin-left: auto;
  margin-right: auto;
}

/* ===== Step 1: Categories ===== */
.category-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

@media (max-width: 768px) {
  .category-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
  }
}

@media (max-width: 420px) {
  .category-grid {
    grid-template-columns: 1fr;
  }
}

.category-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  padding: 24px 22px;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: all var(--transition);
  text-align: left;
  font-family: inherit;
  position: relative;
  min-height: 170px;
  box-shadow: var(--shadow-xs);
}

.category-card:hover:not(.category-info) {
  border-color: var(--green-500);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.category-card.selected {
  border-color: var(--green-600);
  background: var(--green-50);
  box-shadow: 0 0 0 3px rgba(34, 197, 94, 0.12), var(--shadow);
}

.category-card.selected::before {
  content: '';
  position: absolute;
  top: 14px;
  right: 14px;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background-color: var(--green-600);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-position: center;
  background-repeat: no-repeat;
  box-shadow: 0 2px 6px rgba(22, 163, 74, 0.3);
}

.category-card:focus-visible {
  outline: 2px solid var(--green-600);
  outline-offset: 3px;
}

.cat-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius);
  background: var(--green-100);
  color: var(--green-700);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--transition);
}

.cat-icon svg {
  width: 26px;
  height: 26px;
  stroke-width: 2;
}

.cat-icon-yellow {
  background: var(--yellow-100);
  color: var(--yellow-600);
}

.category-card:hover:not(.category-info) .cat-icon {
  background: var(--green-200);
  transform: scale(1.08);
}

.category-card.selected .cat-icon {
  background: var(--green-600);
  color: var(--white);
}

.cat-name {
  font-size: 17px;
  font-weight: 600;
  color: var(--text);
  line-height: 1.2;
}

.cat-desc {
  font-size: 13px;
  font-weight: 400;
  color: var(--text-muted);
  line-height: 1.4;
}

.category-info {
  cursor: default;
  background: linear-gradient(135deg, var(--yellow-50), var(--green-50));
  border-color: var(--yellow-200);
  border-style: dashed;
}

.category-info:hover {
  transform: none;
  box-shadow: var(--shadow-xs);
}

/* ===== Step 2: Credit Value ===== */
.credit-display {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: 10px;
  margin: 16px 0 28px;
  padding: 32px 24px;
  background: linear-gradient(135deg, var(--green-50) 0%, var(--yellow-50) 100%);
  border-radius: var(--radius-lg);
  border: 1px solid var(--green-100);
}

.credit-currency {
  font-size: 24px;
  font-weight: 600;
  color: var(--green-700);
}

.credit-value {
  font-family: var(--font);
  font-size: clamp(40px, 7vw, 60px);
  font-weight: 700;
  color: var(--green-800);
  background: transparent;
  border: none;
  text-align: center;
  letter-spacing: -0.03em;
  width: auto;
  min-width: 160px;
  max-width: 100%;
  outline: none;
  font-feature-settings: 'tnum' on;
  border-bottom: 2px dashed transparent;
  transition: border-color var(--transition);
  line-height: 1;
}

.credit-value:focus {
  border-bottom-color: var(--green-500);
}

/* Slider */
.slider-wrapper {
  margin: 28px 0 8px;
}

.credit-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  background: var(--gray-200);
  border-radius: 999px;
  outline: none;
  cursor: pointer;
  background-image: linear-gradient(90deg, var(--green-500), var(--yellow-400));
  background-size: 50% 100%;
  background-repeat: no-repeat;
}

.credit-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--green-600);
  cursor: grab;
  box-shadow: 0 2px 8px rgba(22, 163, 74, 0.3);
  transition: all var(--transition);
}

.credit-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  border-color: var(--yellow-500);
}

.credit-slider::-webkit-slider-thumb:active {
  cursor: grabbing;
}

.credit-slider::-moz-range-thumb {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--green-600);
  cursor: grab;
  box-shadow: 0 2px 8px rgba(22, 163, 74, 0.3);
}

.credit-slider:focus-visible {
  outline: 2px solid var(--green-600);
  outline-offset: 6px;
}

.slider-marks {
  display: flex;
  justify-content: space-between;
  margin-top: 12px;
  font-size: 12px;
  color: var(--text-muted);
  font-weight: 500;
  font-feature-settings: 'tnum' on;
}

.quick-amounts {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
  margin-top: 24px;
  padding-top: 24px;
  border-top: 1px solid var(--border);
}

.quick-btn {
  padding: 10px 18px;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 500;
  color: var(--text);
  cursor: pointer;
  font-family: inherit;
  font-feature-settings: 'tnum' on;
  transition: all var(--transition);
}

.quick-btn:hover {
  border-color: var(--green-500);
  color: var(--green-700);
  background: var(--green-50);
  transform: translateY(-1px);
}

.quick-btn.active {
  background: var(--green-600);
  border-color: var(--green-600);
  color: var(--white);
  box-shadow: 0 4px 10px -2px rgba(22, 163, 74, 0.3);
}

/* ===== Step 3: Installments ===== */
.installments-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 8px;
}

@media (max-width: 600px) {
  .installments-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }
}

.installment-card {
  padding: 20px 14px;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: all var(--transition);
  font-family: inherit;
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: 4px;
  box-shadow: var(--shadow-xs);
}

.installment-card:hover {
  border-color: var(--green-500);
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}

.installment-card.selected {
  border-color: var(--green-600);
  background: var(--green-50);
  box-shadow: 0 0 0 3px rgba(34, 197, 94, 0.12), var(--shadow);
}

.installment-card:focus-visible {
  outline: 2px solid var(--green-600);
  outline-offset: 3px;
}

.inst-months {
  font-size: 26px;
  font-weight: 700;
  color: var(--green-700);
  letter-spacing: -0.03em;
  line-height: 1;
  font-feature-settings: 'tnum' on;
}

.inst-label {
  font-size: 11px;
  color: var(--text-muted);
  font-weight: 500;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-top: 2px;
}

.inst-parcela {
  font-size: 13px;
  color: var(--text);
  font-weight: 600;
  margin-top: 8px;
  padding-top: 10px;
  border-top: 1px dashed var(--border);
  font-feature-settings: 'tnum' on;
}

/* ===== Step 4: Lead Form ===== */
.lead-preview {
  background: linear-gradient(135deg, var(--green-50), var(--yellow-50));
  border: 1px solid var(--green-200);
  border-radius: var(--radius);
  padding: 20px 22px;
  margin-bottom: 28px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.preview-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 14px;
  color: var(--text-muted);
}

.preview-row strong {
  color: var(--green-800);
  font-weight: 600;
  font-feature-settings: 'tnum' on;
}

.lead-form {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-field label {
  font-size: 13px;
  font-weight: 600;
  color: var(--text);
}

.form-field input {
  width: 100%;
  padding: 14px 16px;
  font-size: 15px;
  font-family: inherit;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--white);
  color: var(--text);
  transition: all var(--transition);
  outline: none;
  min-height: 52px;
}

.form-field input::placeholder {
  color: var(--text-soft);
}

.form-field input:hover {
  border-color: var(--gray-300);
}

.form-field input:focus {
  border-color: var(--green-500);
  box-shadow: 0 0 0 3px rgba(34, 197, 94, 0.15);
}

.form-field input.invalid {
  border-color: var(--danger);
  background: #FEF2F2;
}

.error-text {
  font-size: 12px;
  color: var(--danger);
  font-weight: 500;
  min-height: 16px;
}

.form-consent {
  margin-top: 4px;
  padding: 14px 16px;
  background: var(--gray-50);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
}

.consent-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13px;
  color: var(--text-muted);
  cursor: pointer;
  line-height: 1.5;
}

.consent-label input[type="checkbox"] {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--green-600);
  cursor: pointer;
  flex-shrink: 0;
}

/* ===== Buttons ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 26px;
  font-size: 14px;
  font-weight: 600;
  font-family: inherit;
  border-radius: var(--radius-sm);
  cursor: pointer;
  border: none;
  transition: all var(--transition);
  min-height: 50px;
  letter-spacing: 0.01em;
  position: relative;
  text-decoration: none;
  white-space: nowrap;
}

.btn:focus-visible {
  outline: 2px solid var(--green-600);
  outline-offset: 3px;
}

.btn-primary {
  background: var(--green-600);
  color: var(--white);
  box-shadow: 0 4px 12px -2px rgba(22, 163, 74, 0.35);
}

.btn-primary:hover {
  background: var(--green-700);
  box-shadow: 0 8px 20px -4px rgba(22, 163, 74, 0.45);
  transform: translateY(-1px);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-cta {
  background: linear-gradient(135deg, var(--green-600), var(--green-700));
  font-size: 15px;
  padding: 16px 30px;
}

.btn-cta:hover {
  background: linear-gradient(135deg, var(--green-700), var(--green-800));
}

.btn-secondary {
  background: var(--yellow-400);
  color: var(--green-900);
  box-shadow: 0 4px 12px -2px rgba(250, 204, 21, 0.35);
}

.btn-secondary:hover {
  background: var(--yellow-500);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px -4px rgba(250, 204, 21, 0.45);
}

.btn-ghost {
  background: transparent;
  color: var(--text-muted);
  border: 1.5px solid var(--border);
}

.btn-ghost:hover {
  background: var(--gray-50);
  color: var(--text);
  border-color: var(--border-strong);
}

.btn-large {
  padding: 18px 34px;
  font-size: 15px;
  min-height: 58px;
}

.btn[disabled] {
  opacity: 0.55;
  cursor: not-allowed;
  transform: none !important;
}

.btn.loading .btn-label {
  opacity: 0;
}

.btn.loading .btn-spinner {
  display: block;
}

.btn-spinner {
  display: none;
  position: absolute;
  width: 20px;
  height: 20px;
  border: 2.5px solid rgba(255, 255, 255, 0.25);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.step-actions {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 36px;
  padding-top: 24px;
  border-top: 1px solid var(--border);
}

.step-actions .btn-ghost {
  margin-right: auto;
}

@media (max-width: 480px) {
  .step-actions {
    flex-direction: column-reverse;
  }
  .step-actions .btn {
    width: 100%;
  }
}

/* ===== Step 5: Results ===== */

/* Result Summary */
.result-summary {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 28px;
}

@media (max-width: 600px) {
  .result-summary {
    grid-template-columns: 1fr;
    gap: 12px;
  }
}

.summary-item {
  background: var(--gray-50);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 18px;
  text-align: center;
}

.summary-label {
  display: block;
  font-size: 11px;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 6px;
}

.summary-item strong {
  display: block;
  font-size: 16px;
  font-weight: 700;
  color: var(--green-800);
  font-feature-settings: 'tnum' on;
}

/* Parcela Banner */
.parcela-banner {
  text-align: center;
  background: linear-gradient(135deg, var(--green-600) 0%, var(--green-700) 100%);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 44px 28px;
  margin-bottom: 28px;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-green);
}

.parcela-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 400px 200px at 85% 20%, rgba(250, 204, 21, 0.25), transparent 60%);
  pointer-events: none;
}

.parcela-label {
  display: block;
  font-size: 13px;
  font-weight: 500;
  opacity: 0.9;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 16px;
  position: relative;
  z-index: 1;
}

.parcela-value {
  display: block;
  font-size: clamp(48px, 10vw, 76px);
  font-weight: 700;
  letter-spacing: -0.035em;
  color: var(--yellow-300);
  line-height: 1;
  margin-bottom: 8px;
  font-feature-settings: 'tnum' on;
  position: relative;
  z-index: 1;
}

.parcela-hint {
  display: block;
  font-size: 16px;
  font-weight: 500;
  opacity: 0.85;
  position: relative;
  z-index: 1;
}

/* Next Step Card */
.next-step-card {
  background: linear-gradient(135deg, var(--green-50) 0%, var(--yellow-50) 100%);
  border: 1px solid var(--green-200);
  border-radius: var(--radius-lg);
  padding: 28px;
  margin-bottom: 24px;
  text-align: center;
}

.next-step-icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 16px;
  background: var(--green-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green-600);
}

.next-step-card h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--green-800);
  margin-bottom: 10px;
  letter-spacing: -0.02em;
}

.next-step-card p {
  font-size: 14px;
  color: var(--text-muted);
  max-width: 420px;
  margin: 0 auto;
  line-height: 1.6;
}

/* WhatsApp Button */
.btn-whatsapp {
  background: #25D366;
  box-shadow: 0 4px 12px -2px rgba(37, 211, 102, 0.35);
}

.btn-whatsapp:hover {
  background: #1EBE5A;
  box-shadow: 0 8px 20px -4px rgba(37, 211, 102, 0.45);
  transform: translateY(-1px);
}

/* Economy Banner */
.economy-banner {
  text-align: center;
  background: linear-gradient(135deg, var(--green-600) 0%, var(--green-700) 100%);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  margin-bottom: 28px;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-green);
}

.economy-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 400px 200px at 85% 20%, rgba(250, 204, 21, 0.25), transparent 60%);
  pointer-events: none;
}

.economy-label {
  display: block;
  font-size: 12px;
  font-weight: 500;
  opacity: 0.9;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 12px;
  position: relative;
  z-index: 1;
}

.economy-value {
  display: block;
  font-size: clamp(44px, 8vw, 68px);
  font-weight: 700;
  letter-spacing: -0.035em;
  color: var(--yellow-300);
  line-height: 1;
  margin-bottom: 12px;
  font-feature-settings: 'tnum' on;
  position: relative;
  z-index: 1;
}

.economy-percent {
  display: block;
  font-size: 14px;
  opacity: 0.95;
  font-weight: 400;
  position: relative;
  z-index: 1;
}

.economy-percent strong {
  color: var(--yellow-300);
  font-weight: 700;
  font-feature-settings: 'tnum' on;
}

/* Comparison cards */
.comparison-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-bottom: 28px;
}

@media (max-width: 700px) {
  .comparison-grid {
    grid-template-columns: 1fr;
  }
}

.comparison-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px;
  position: relative;
  box-shadow: var(--shadow-sm);
}

.comparison-financiamento {
  opacity: 0.92;
}

.comparison-consorcio {
  border-color: var(--green-600);
  border-width: 2px;
  background: linear-gradient(180deg, var(--green-50) 0%, var(--white) 40%);
  box-shadow: 0 8px 24px -6px rgba(22, 163, 74, 0.2);
}

.comp-header {
  margin-bottom: 18px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}

.comp-tag {
  display: inline-flex;
  align-items: center;
  font-size: 10px;
  font-weight: 600;
  background: var(--gray-100);
  color: var(--gray-600);
  padding: 4px 10px;
  border-radius: 999px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.comp-tag-best {
  background: var(--yellow-400);
  color: var(--green-900);
  box-shadow: 0 2px 8px -2px rgba(250, 204, 21, 0.4);
}

.comp-header h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -0.025em;
  line-height: 1.1;
}

.comparison-consorcio .comp-header h3 {
  color: var(--green-800);
}

.comp-rows {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.comp-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 13px;
  color: var(--text-muted);
  gap: 12px;
}

.comp-row strong {
  color: var(--text);
  font-weight: 600;
  font-variant-numeric: tabular-nums;
  text-align: right;
  font-size: 14px;
}

.comp-total {
  margin-top: 10px;
  padding-top: 14px;
  border-top: 1px dashed var(--border-strong);
}

.comp-total span {
  font-weight: 600;
  color: var(--text);
  font-size: 14px;
}

.comp-total strong {
  font-size: 20px;
  font-weight: 700;
  color: var(--green-700);
  letter-spacing: -0.025em;
}

.comparison-financiamento .comp-total strong {
  color: var(--gray-700);
}

.text-danger {
  color: var(--danger) !important;
}

/* Benefits row */
.benefits-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin-bottom: 24px;
}

@media (max-width: 600px) {
  .benefits-row {
    grid-template-columns: repeat(2, 1fr);
  }
}

.benefit-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 14px;
  background: var(--green-50);
  border: 1px solid var(--green-100);
  border-radius: var(--radius-sm);
  font-size: 13px;
  font-weight: 500;
  color: var(--green-800);
  transition: all var(--transition);
}

.benefit-item:hover {
  background: var(--green-100);
  transform: translateY(-1px);
}

.benefit-item svg {
  color: var(--green-600);
  flex-shrink: 0;
  stroke-width: 2;
}

/* Disclaimer */
.disclaimer {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 16px 18px;
  background: var(--yellow-50);
  border: 1px solid var(--yellow-200);
  border-left: 3px solid var(--yellow-500);
  border-radius: var(--radius-sm);
  margin-bottom: 24px;
}

.disclaimer svg {
  color: var(--yellow-600);
  flex-shrink: 0;
  margin-top: 2px;
}

.disclaimer p {
  font-size: 13px;
  color: var(--gray-700);
  line-height: 1.5;
}

.disclaimer strong {
  color: var(--green-800);
  font-weight: 600;
}

/* Result actions */
.result-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.result-actions .btn {
  flex: 1;
  min-width: 220px;
}

/* ===== Contact Card ===== */
.contact-card {
  margin-top: 28px;
  padding: 32px 28px;
  background: linear-gradient(135deg, var(--green-700) 0%, var(--green-600) 100%);
  border-radius: var(--radius-lg);
  color: var(--white);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-green);
}

.contact-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 400px 250px at 90% 20%, rgba(250, 204, 21, 0.2), transparent 60%);
  pointer-events: none;
}

.contact-head {
  position: relative;
  z-index: 1;
  margin-bottom: 22px;
  text-align: center;
}

.contact-head h3 {
  font-size: 22px;
  font-weight: 700;
  letter-spacing: -0.025em;
  line-height: 1.2;
  margin-top: 10px;
}

.contact-links {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  position: relative;
  z-index: 1;
}

@media (max-width: 600px) {
  .contact-links {
    grid-template-columns: 1fr;
  }
}

.contact-link {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px 18px;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: var(--radius);
  color: var(--white);
  text-decoration: none;
  transition: all var(--transition);
}

.contact-link:hover {
  background: rgba(255, 255, 255, 0.18);
  border-color: var(--yellow-300);
  transform: translateY(-2px);
}

.contact-link svg {
  color: var(--yellow-300);
  flex-shrink: 0;
}

.contact-link div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.contact-link strong {
  font-size: 11px;
  font-weight: 600;
  color: var(--yellow-300);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.contact-link span {
  font-size: 15px;
  font-weight: 500;
  font-feature-settings: 'tnum' on;
}

/* ===== Footer ===== */
.site-footer {
  text-align: center;
  margin-top: 32px;
  padding: 16px;
  font-size: 12px;
  color: var(--text-soft);
}

/* ===== Utility ===== */
.hidden {
  display: none !important;
}